Do you know the secret to a healthy smile? You may believe it only involves brushing and flossing at home, but your teeth and gums need more than that if you want them to serve you for a lifetime. The American Dental Association recommends you also see your dentist twice a year for a cleaning and checkup. Now, you can get the routine care you need for minimal out-of-pocket expense by choosing your Delta Dental dentist in Green Hills, Dr. James Kirby. He will help you invest in your smile to reduce your overall dental costs with the preventive services you need.
Your dental coverage differs from your medical insurance because it places a high emphasis on prevention. Keeping your teeth and gums healthy lowers your long-term dental expenses. In fact, every $1 you spend on preventive dentistry can save you $8 to $50 on restorative and emergency services. You do not need to worry about spending a lot of money to get the cleanings and checkups you need. By paying your monthly premiums and your annual deductible, you have access to comprehensive coverage and valuable savings opportunities to get the services you need for reduced rates.
Depending on your specific policy, your coverage may include:
Your benefits feature an annual limit which varies in amount depending on your specific policy. We help you stay within that limit, even if that means splitting your treatments across calendar years.
Delta Dental recommends you visit an in-network dentist to make the most of your coverage, like Dr. Kirby. He has pre-negotiated rates with the insurance carrier to lower the amount you need to pay. Although it is often preferred you choose an in-network dentist, you can still visit one who is not. Dr, Kirby will still work with your coverage if you are out-of-network to keep your dental treatments affordable.
Despite more Americans than ever having dental coverage, less than 3% of people meet or exceed their annual benefits. Often, this is because they do not understand how their policy works and they fear a large bill. Our team does not want to see anything stand in your way of a healthy, beautiful smile.
We are here to help you with your insurance. We work on your behalf with Delta Dental to file the necessary claims and paperwork for reimbursement. This gives you one less thing to worry about as she maximizes your annual coverage to reduce the amount you need to pay out-of-pocket.
We take the time to explain how your benefits are being used and your responsible portion of the services. We also will explain your payment options to keep your healthy smile affordable, such as using CareCredit.
Do not waste your insurance benefits. Put them to good use and achieve the healthy smile you deserve. Contact our office today to schedule an appointment or to learn more about your insurance coverage.